No bank login. Ever.
Know if you'll make it to payday,
before you're guessing.
Aurum projects your balance forward, including savings rate, upcoming bills, and how many days of runway you actually have. Manual entry or CSV import. No bank link, no data selling.

Built to look forward, not just track what happened.
One dashboard. Every financial tool you actually need.
Aurum replaces disconnected spreadsheets, debt calculators, notes apps, and budgeting tools with one unified financial dashboard designed for clarity and control.
No bank connections
Aurum never asks for your bank login or credentials. You enter transactions yourself or import a CSV file from your bank, so your financial data stays completely private and under your control.
Full financial toolkit
Budgeting, debt payoff, goal tracking, bill management, and net worth, all integrated in one place.
Forward-looking by design
Every tool works together, so a change in one, like paying down debt or logging income, updates your projected balance and runway automatically.
One place to see your full financial picture.
Smart Dashboard
See income, expenses, savings rate, and remaining cash instantly.
Debt Strategy
Choose avalanche or snowball method to decide which debt to tackle first and accelerate your payoff.
Goal Tracking
Set financial goals and track progress month-by-month.
Bill Calendar
Never miss payments or guess your cash flow again.
50/30/20 Coach
Real-time feedback on whether your spending is on track.
Net Worth
Track your financial progress month-to-month automatically.
Walkthrough
See how it works.
From a free account to your full financial picture, in about a minute.
FAQ
Questions, answered.
Everything people ask before they sign up.
Is Aurum free?
Yes. The free plan is free forever, with no credit card required. It covers up to 25 transactions, 5 bills and 5 goals a month. Aurum Pro is $9 a month or $79 a year and lifts those limits.
Do you connect to my bank?
No. Aurum never asks for your bank login or credentials. You enter transactions yourself, or import a CSV file you download from your bank. No aggregator ever touches your financial information.
Is there a free trial?
There's nothing to cancel. The free plan doesn't expire after a set number of days, so you can keep using Aurum at no cost and upgrade only if you outgrow the limits.
What happens to my CSV file?
It's read in your browser, not uploaded. Aurum never stores the file itself. You see a preview first, and only the rows you confirm are saved to your account.
Can I cancel?
Yes, anytime. Annual plans come with a 30-day money-back guarantee.
Does Aurum sell my data?
No. Your financial data is never sold, shared with advertisers or data brokers, or used for anything beyond running your subscription.
Comparing Aurum with another app? Aurum vs. YNAB and Aurum vs. Monarch Money.
Privacy by design
Your data is never sold, shared, or used for anything beyond your subscription.
Your data. Full stop.
Aurum does not sell your financial data. Ever.
We don't share your information with advertisers or data brokers. Visit counts on this website come from our hosting platform's built-in analytics, which records page views, approximate location, device type, and where visitors came from.
No bank connections means no third-party aggregator ever touches your financial information.
Free plan available. Pro is $9/month.